On Time Appraisal is an independent residential real estate appraisal company appraising in San Diego county, with the appraiser specializing in North County (Encinitas, Carlsbad, Vista, Oceanside, San Marcos, Escondido, Bonsall, Fallbrook). With 10 years in the appraisal industry, our thorough appraisals are accepted by lenders across the country. I typically complete appraisals within 2 business days after the inspection of the property. I also make efforts to contact clients before we inspect properties if we anticipate problems.

I appraise single family residences (typical fees are $375-$450, but may vary), small income properties, and vacant parcels of land.  Appraisals for lending purposes: FHA or conventional financing for purchases, refinances, second mortgages, P.M.I. removal and bail bonds.  Appraisals for estate settlement, divorce, bankruptcy, pre-listing, and short sale. 

Call or email to discuss your real property appraisal needs with an appraiser.

In addition to full interior / exterior appraisals, we offer exterior only (drive-by) appraisals, and desktop appraisals (no inspection).  These appraisal services are reduced fees for the reduced scope of work with assumptions  that can satisfy a reasonable client need for the stated use of the appraisal.


We specialize in zipcodes and do appraisals in Carlsbad – 92008, 92009, 92010, 92011, 92013, 92018, Del Mar – 92014, Encinitas – 92023, 92024, Oceanside – 92049, 92051, 92052, 92054, 92056, 92057, Escondido – 92025, 92026, 92027, 92029, 92030, 92033, Fallbrook – 92028, San Marcos – 92069, 92078, 92079, Vista – 92081, 92083, 92084, and San Diego.  See about the appraiser for more city coverage.